The second theme in the tax declaration process has to do with Einkünfte (income). This tax declaration guide covers all possible forms. Most certainly not every form will apply to you, though. That said, make sure you are exhaustive in indicating all sources of income. Consider both domestic and foreign. I’d suggest to read Taxes…Continue readingTax declaration guide (2/6): Einkünfte
Category: Taxes
The first theme in the tax filing process deals with first generic personal data (Persönliches). It then covers some very specific fields that have to do with inheritances, presents etc. We’ll cover all forms as part of the tax declaration guide. Taxable individualsSteuerpflichtige Personen This form is quite straightforward. Besides personal data, the only field…Continue readingTax declaration guide (1/6): Persönliches
Categories
Tax declaration guide (0/6): Intro
Welcome to the tax declaration guide! This entry is the intro to a complete, step-by-step, English guide on how to file taxes in Switzerland. This tax declaration is focused on canton Zurich. Most concepts and steps can be generalized to other cantons. Official guidelines and disclaimer The tax declaration guide on mypersonalfinance.ch is by no…Continue readingTax declaration guide (0/6): Intro
For most Swiss investors, it’s best to invest in US domiciled ETFs. At least to invest in equities. This entry will try to convince you of this statement. We’ll see why US domiciled funds are arguably a better alternative than Irish, Luxembourgish or Swiss counterparts. Five arguments for US domiciled ETFs Broadly speaking, there are…Continue readingWhy invest in US domiciled ETFs
One of the biggest realizations that I had when I first started my investing journey is the huge impact that small changes have over the long run. I don’t think I’m alone on this one. The compounding effect (or how things ‘stack up over time’) is counter-intuitive and relatively easy to underestimate. In this entry…Continue readingThe impact of TER and taxes on long term returns
Optimizing taxes for your ETF portfolio makes a difference. If you have a long investment horizon and invest heavily in ETFs, this entry is a must-read. The higher the share of your net worth ETFs represent, the more important tax optimization becomes. In fact, optimizing your ETF portfolio could be your biggest tax lever to…Continue readingTax optimization for your ETF portfolio
Categories
Taxes in Switzerland 101
Ever wondered how taxes in Switzerland work? What kind of taxes are there? Who do you pay taxes to? And how to do you pay them? How much taxes do you you pay for a given income and wealth? This entry will help you answer all those questions. About this entry… This is an introductory…Continue readingTaxes in Switzerland 101
Categories
Tax declaration
Declaring my taxes? me? If you landed on this page, chances are that you’re an expat living and working in Switzerland. You may or may not be a native German speaker. You likely hadn’t thought of Swiss taxation whatsoever up until recently. Taxes were simply something automatically deducted from your payslip. Nothing to care about.…Continue readingTax declaration